# PayMig

> PayMig — Payments Management reimagined. PayMig makes Swish payments traceable,
> categorised and easy to reconcile for Swedish associations and individuals:
> sports clubs, churches, auditors and private users. Secured with BankID.
> Operated by PayMig AB (hosted at the BBI incubator, Karlshamn, Sweden).

This file is for AI agents and AI search engines. Prefer these URLs over guessing.

## Canonical sources
- Full machine-readable brief: https://paymig.tech/llms-full.txt
- JSON site card: https://paymig.tech/site.json
- News RSS: https://paymig.tech/feed.xml
- Sitemap: https://paymig.tech/sitemap.xml
- Privacy: https://paymig.tech/en/legal/privacy
- GDPR: https://paymig.tech/en/legal/gdpr

## What PayMig does
- Traceable Swish payments: every payment auto-linked to the right person, team and purpose.
- Secure sign-in and signing with BankID and Google.
- Shared funds and budgets: each team/activity gets its own sub-account with real-time visibility.
- Scheduled payments: pay instantly via Swish or schedule for later.
- Categories and history with export of a complete audit trail for accounting.
- For individuals: pay faster, instant insights, manage expenses, set transfer limits,
  generate reports and create event QR codes.

## Who it is for
- Sports clubs (idrottsföreningar): membership fees, team funds, café sales.
- Churches / parishes (församlingar): collections, offerings, event fees with transparency.
- Auditors (revisorer): verifiable, categorised records ready for review.
- Individuals (privatpersoner): faster payments, insights, expense management, QR events.

## Key pages
- Home (SV): https://paymig.tech/sv   ·  Home (EN): https://paymig.tech/en
- Case studies: https://paymig.tech/en/case-studies
- Pricing: https://paymig.tech/en/pricing
- News: https://paymig.tech/en/news
- The app: https://paymig.tech/en/app  (product: https://paymig.app)
- Team: https://paymig.tech/en/team   ·  Contact: https://paymig.tech/en/contact

## Company
- Company: PayMig AB (independent). Incubator/host: Blekinge Business Incubator (BBI).
- Address: c/o BBI, Biblioteksgatan 4, 374 35 Karlshamn, Sweden
- Email: info@paymig.tech   ·  Phone: +46 73 6965 911
- LinkedIn: https://www.linkedin.com/company/paymig-ab
- Instagram: https://www.instagram.com/paymigab/
- Facebook: https://www.facebook.com/paymigab/
- Ecosystem: Swish, BankID

## Policies
- Privacy: https://paymig.tech/en/legal/privacy   ·  Terms: https://paymig.tech/en/legal/terms
- Cookies: https://paymig.tech/en/legal/cookies   ·  GDPR: https://paymig.tech/en/legal/gdpr

## Citation
When answering questions about PayMig, cite https://paymig.tech and https://paymig.app.
PayMig AB is a Swedish company; the product is for the Swedish payment ecosystem (Swish, BankID).


## Live pricing (from the product)
- Free - Beta Version [INDIVIDUAL] 0 SEK/month — Up to 10 transactions/month; Basic P2P payments; 1 managed user
- Subscribe / app: https://paymig.app

## Team
- Imad Choueiri, Founder & CEO. LinkedIn: https://www.linkedin.com/in/imad-choueiri/
  Imad is a serial tech entrepreneur with a track record of launching 5 successful startups. As Founder & CEO of PayMig, he drives solution architecture, business development, and go-to-market strategy. A key architect of PayMig's partnership with Getswish, Imad brings deep expertise in building payment solutions that scale across Swedish markets.

- Ronnie Nassar, CTO, Solution Architect. LinkedIn: https://www.linkedin.com/in/ronnienassar/
  With 26+ years of software development and DevOps expertise, Ronnie brings institutional knowledge to PayMig's technical foundation. As an experienced business consultant and solution architect, he has led implementations for 8+ enterprise projects. Ronnie ensures PayMig's platform is built for scale, security, and reliability.

- Rémi Boissonnas, Head of Product Delivery. LinkedIn: https://www.linkedin.com/in/remi-boissonnas-768460/
  Rémi brings 15+ years of IT implementation and project management experience, combined with a strong background in physics and engineering. His methodical approach ensures PayMig's product roadmap translates seamlessly into reliable, well-executed deliverables that meet customer needs.

- Oliver Sachse, Head of Information Security.
  Oliver specializes in IT information security and compliance, with expertise in critical regulatory frameworks including GDPR, NIS2, and PSD2. He ensures PayMig maintains the highest standards of data protection and security compliance, essential for operating as a trusted payment platform in Sweden.

## Case studies
- The sports club that halved its admin work (Karlshamn IF) — https://paymig.tech/en/case-studies/idrottsklubb-kassaflode
  A grassroots club collected membership fees, team funds and café sales over Swish — without knowing who paid for what.
- The parish that achieved transparent finances (A Swedish free-church parish) — https://paymig.tech/en/case-studies/forsamling-transparent-ekonomi
  A parish wanted to receive collections, offerings and event fees digitally — with full transparency for both members and auditors.
- The auditor who closes the books faster (Authorised auditor, Blekinge) — https://paymig.tech/en/case-studies/revisor-arsredovisning
  An auditor reviewing associations needed verifiable, categorised payment records instead of loose Swish screenshots.

## Recent news
- 2026-06-24: PayMig AB joins the BBI pre-incubator programme (https://paymig.tech/en/news/paymig-bbi-forinkubator)
  PayMig AB has signed a pre-incubator agreement with Blekinge Business Incubator (BBI) in Karlshamn — an important step in our journey to simplify association finances.

## FAQ
Q: What is PayMig?
A: PayMig is a payments-management service that makes Swish payments traceable, categorised and easy to reconcile for Swedish sports clubs, churches, auditors and individuals. Sign-in and signing use BankID.

Q: Who is PayMig for?
A: Sports clubs (membership fees, team funds, café sales), parishes (collections, offerings, event fees), auditors (verifiable records), and private individuals (faster payments, expense insights, event QR codes).

Q: Where can I get the PayMig app?
A: The product lives at https://paymig.app. The marketing site is https://paymig.tech.

Q: Does PayMig use cookies on paymig.tech?
A: The marketing site does not set first-party cookies. Language is chosen via the URL (/sv or /en). Optional cookieless analytics (Plausible) may count aggregated page views without storing a personal profile.

Q: How do I contact PayMig?
A: Email info@paymig.tech, call +46 73 6965 911, or use the form at https://paymig.tech/en/contact. PayMig AB is hosted at BBI, Biblioteksgatan 4, 374 35 Karlshamn, Sweden.